Lol,

I can use the crypto card for online payments

Thats amazing

Bc all my spending goes via crypto then, like besides insurances rent etc

Like i take off the main costs and the rest, i can all convert

There’s a buffer for fiat, in fiat

I am paying everything else with btc

Bc with xmr i can actually make sub wallets and plan expenses and do stuff

Like budgets are that but theoretically

Oh i have 1000, but theoretically is 500 for x, 200 for b etc

So why not just make a account fot x, put the 500 in there, another account for b, etc

Like thats not a technical limitation, banks just dont have it

But like then my banking actually makes sense

If i can sort by category / budget, and prepare spending, before it happens